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June 11, 2019

Just three things could save 94 million people from heart disease

Image courtesy of Stuart Miles at FreeDigitalPhotos.net
These three things could save 94 million people from heart disease.
In a new study, researchers found that three public health interventions could save 94 million people from premature death caused by heart disease.
The three interventions are lowering blood pressure, cutting sodium intake, and reducing trans fat from the daily diet.
They suggest that the three interventions can have a huge health impact on heart health through 2040.
The research was led by Harvard T.H. Chan School of Public Health.
In the study, the team used global data from multiple studies and estimates from the World Health Organization to make their calculations.
They estimated that scaling up treatment of high blood pressure to 70% of the world’s population could extend the lives of 39.4 million people.
In addition, cutting sodium intake by 30% could stave off another 40 million deaths and could also help reduce high blood pressure, which a major risk factor for heart disease and stroke.
Eliminating trans fat could prevent 14.8 million early deaths.
The team also found that more than 50% of all delayed deaths, and 66% of deaths delayed before age 70, will be among men.
They suggest that many programs and policies would be necessary to reduce premature deaths from heart disease.
For example, one important strategy would be to increase the use of blood pressure drugs that are safe and affordable.
The team admits that scaling up the three health interventions would be a “huge challenge,” but they added that previous analyses have shown that the interventions are achievable and affordable.
They believe that these are realistic goals that have been shown to be attainable on a smaller population.
Now people need the commitment to scale up the programs to achieve them globally.
The lead author of the study is Goodarz Danaei, associate professor of global health at Harvard Chan School.
The study is published in Circulation.

May 31, 2019

Bank Draft vs Certified Cheque Head to Head Difference

Difference between Bank Draft vs Certified Cheque
Basis – Bank Draft vs Certified ChequeBank DraftCertified Cheque
Key differenceBank drafts are issued by banks and are guaranteedCheques are issued by customers and are not guaranteed however a certified cheque is similar except that the bank employee verifies if the fund is available to make a payment keeps that amount aside and then signs or certifies that the amount is available
MeaningA bank draft is a payment instrument that is issued by the bank on request of the payerCertified Cheque is a payment instrument that allows business and individuals to settle transactions. This facility is provided by the bank where the drawer’s account is present
IssuerA bank draft is issued by the bank on request from its customers. Bank directly makes transfers to the bank account which may be in the same bank or another bankThe certified cheque is issued by a customer who holds an account in the bank and orders the bank to make a payment to the specified person or to the bearer of the cheque
SignatureBank Draft does not require customers signature. However, there is a certified bank draft which is signed by the bank official which makes it more secureCertified cheque requires customers signature. Also, a bank certifies a cheque by adding the word ‘Certified’ to the signature
Process1. In case of a bank draft, there are banks representatives who act as an intermediary.2. Bank issues draft on your request but processes it only after verifying that the account has sufficient funds to cover the cheque.3. At this point, the bank deducts the amount from your bank account.The process is complete once the recipient deposits or cashes the draft1. In the case of certified cheque, there is also an intermediary involved which is the bank employee2. The bank employee checks if the issuer has sufficient funds in the account3. After it is confirmed the employee processes it. The amount is deducted after the employee certifies it
Stop PaymentThe possible way to stop payment for a bank draft is when it is lost or destroyed. The bank may provide with a replace issue draft insteadA certified cheque guarantees payment will be made this means it is not possible to stop payment after the certified cheque is issued
SecurityBanks charge a lower fee for bank draft in comparison to certified chequeThe certified cheque is guaranteed and banks charge a higher fee to issue it
ParticularsDate, the amount payable, payees nameDate, name, the amount in words and figures, signature

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